Home Value

Appraisal vs valuation: how to find out what your house is worth

“Appraisal” and “valuation” get used as if they mean the same thing. They don’t — and knowing the difference can save you money and stress when you sell.

What is a property appraisal?

A property appraisal is a real estate agent’s assessment of what your home would most likely sell for in today’s market. It’s based on recent comparable sales, your home’s condition and presentation, and live buyer demand in your suburb. A good appraisal reflects where the market is heading, not just where it has been — and from an agent who knows your streets, it’s the most useful number for planning a sale. Ben’s appraisals are free and obligation-free.

What is a property valuation?

A valuation is a formal, certified figure prepared by a licensed property valuer, usually for a bank, lender, legal matter or tax purpose. Valuations are deliberately conservative and lean heavily on past settled sales, so they tend to sit below what a well-marketed home actually achieves. They’re the right tool for finance and legal needs — but they’re not a guide to your likely sale price.

Appraisal vs valuation at a glance

Appraisal

By a real estate agent. Reflects current buyer demand. Used to plan a sale. Usually free. Often higher and more current.

Valuation

By a certified valuer. Based on settled sales. Used for finance, legal or tax. Paid. Deliberately conservative.

So how do I find out what my house is worth?

For most homeowners thinking about selling, an appraisal — not a valuation — is what you want. The quickest path is two steps: get an instant online estimate for a fast range, then have a real conversation with a local agent who can see your home and the current buyer pool.

An instant estimate uses recent sales data to give you an indicative range in about 30 seconds. It’s a great starting point, but it works from the suburb average — it can’t see your renovation, your outlook or your presentation. A walk-through appraisal with Ben turns that range into a figure specific to your home, your street and a strategy to achieve it.

Common questions

Is an appraisal or a valuation more accurate for selling?

For selling, an appraisal is more useful — it reflects what buyers are paying right now, while a valuation is a conservative figure built for lenders.

Do I have to pay for an appraisal?

No. Ben provides honest, obligation-free appraisals across Adelaide’s Eastern Suburbs — there’s no cost and no pressure to list.

How do I find out what my house is worth in the Eastern Suburbs?

Start with an instant estimate for a quick range, then book a free appraisal with Ben for a precise, local figure specific to your home.

Get your home value →